Payments

July 2016

Payments innovation must engender trust

By | July 8th, 2016|Categories: Payments|Tags: |

The other day I was re-reading a post from last October in Bank Innovation called The Case for More Visible Payments by Philip Ryan which highlighted an important point in the looming transformation of payments capabilities: transparency. Much of the discussion in recent years about payments disruption has highlighted the potential benefit of new capabilities to [...]

May 2016

Can Apple Pay help to save Apple Watch?

By | May 15th, 2016|Categories: Apple Pay, Fintech, Mobile payments|Tags: , , , |

Like many people, I’ve previously come to regard the Apple Watch as ugly, inconvenient and pointless. Initially I awaited its arrival with interest.  I trialed it with enthusiasm to learn how this new bit of hardware might help, and maybe even transform, my life. But over time I found that I was using it less and [...]

April 2016

Apple Pay isn’t doomed yet. An Australian perspective on US mobile payments

By | April 12th, 2016|Categories: Mobile payments, Payments|Tags: , , |

Over the past year, the news for Apple Pay has been pretty mixed.  While the payments system has grown its footprint internationally and recorded some successes, US experience has been far from stellar. The key trend emerging is that while US consumers are happy to trial Apple Pay, ongoing usage is disappointing.  In fact, repeat usage [...]