6 05, 2016

My contactless payment experience with Australian mobile payment apps

By | May 6th, 2016|Categories: Apple Pay, Cardless cash, Digital wallet, Mobile payments, Payment technology, User Experience|Tags: , , , |0 Comments

So it was around two weeks ago that I went from being a full-time loyal plastic credit card user to a tech-savvy cardless cash consumer, paying for chocolate bars using a mobile phone from ten different mobile payment applications. I owe this unique experience to a mobile payments research project that I had been assigned on: [...]

19 04, 2016

Fingerprint payments to be developed in time for Tokyo 2020 Olympics

By | April 19th, 2016|Categories: Biometrics, Mobile payments, Security|Tags: , |0 Comments

Last week the Japanese Government announced that it would commence development of fingerprint payment technology in time for the Tokyo 2020 Olympics. The system is part of a broader strategy to increase the annual number of foreign tourists to visiting Japan to 40 million by that date. The way the system will work is that: inbound [...]

12 04, 2016

Apple Pay isn’t doomed yet. An Australian perspective on US mobile payments

By | April 12th, 2016|Categories: Mobile payments, Payments|Tags: , , |0 Comments

Over the past year, the news for Apple Pay has been pretty mixed.  While the payments system has grown its footprint internationally and recorded some successes, US experience has been far from stellar. The key trend emerging is that while US consumers are happy to trial Apple Pay, ongoing usage is disappointing.  In fact, repeat usage [...]

4 04, 2016

New website launched for Qudos Bank

By | April 4th, 2016|Categories: Websites|Tags: |0 Comments

We've just launched a new website for Qudos Bank as part of its transition from Qantas Credit Union. The site marks a dramatic change from the organisation's old website, both in terms of branding and technical underpinning. Highlights include: Fully-responsive design across all devices New branding elements used throughout the design such as the use of [...]

21 03, 2016

My fingerprint’s been stolen! How do I reset it?

By | March 21st, 2016|Categories: Biometrics, Security|Tags: , , |0 Comments

Biometric authentication using fingerprints is meant to both improve security and simplify the authentication UX  - but what happens when your fingerprint has been stolen?  How do you reset it? Fingerprint spoofing Fingerprint spoofing is not new.  It wasn't longer after the iPhone 5S was released when the first successful demonstration of how to circumvent Touch [...]

14 03, 2016

Blockchain: a new medium for money

By | March 14th, 2016|Categories: Blockchain, Fintech|Tags: , , , , |0 Comments

The other night I  attended a presentation from Adam Ludwin, CEO of Chain.  Chain is a blockchain infrastructure company from San Francisco that completed a USD$30M fundraising from finance industry companies last September. Adam spoke about how blockchain will transform not just finance but a range of industries where assets can be easily digitised.  Here’s my [...]